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What Is An FHA Cash-Out Refinance?

Dan Coplan/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways An FHA cash-out refinance lets you…

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Types of Bad Credit Loans & How To Choose

Key takeaways Bad credit loans often come with high interest rates and may require collateral…

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Why Is Car Insurance Mandatory?

Key takeaways Car insurance is mandatory because it provides financial protection for both parties in…

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What Is A Public Adjuster And What Do They Do?

ferrantraite/Getty Images If you’ve recently filed a home insurance claim and you’re unhappy with the…

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What Are Credit Reporting Agencies And Why Do They Matter?

Andrii Zastrozhnov/Getty Images Key takeaways A credit reporting agency is a company that compiles information…

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How BNPL Stands Up Against Personal Loans

Key takeaways Buy now, pay later (BNPL) can provide a zero-interest alternative to personal loans.…

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How To Calculate Loan Payments And Costs

Credit: Rockaa/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Your loan payment is calculated based on…

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The 2021 SmartDollar Financial Wellness Benefits Study

STUDY SUMMARY Ramsey Solutions conducted a study of more than 1,000 benefits decision-makers in companies…

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The State of Work 2021

Study Summary • 59% of American workers say the COVID-19 pandemic has changed what they…

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I’m A Credit Cards Writer. Here’s Why My Girlfriend And I Have the Amex Gold

I’ve been writing about credit cards for several years. And when I went looking for…

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How to Stop Living Paycheck to Paycheck

2. Take care of your Four Walls first. When setting up your budget, write down…

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Mission Lane Visa Vs. Petal 1

Photography by Getty Images Key takeaways The Mission Lane Visa® Credit Card* and Petal 1…

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