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Homes
There’s Still A Nationwide Shortage Of Homes  —  So Why Are Sellers Getting Desperate In Some Places?
For years, Americans have heard this mantra: There isn’t enough housing in the United States.…
Guide To American Express Purchase Protection
Key takeaways A range of credit cards from American Express offer purchase protection against damage…
How Does The Wells Fargo Trifecta Compare?
The Wells Fargo Attuneâ„ Card is no longer taking new applicants as of June 15,…
USDA Loans: What Are They And How Do They Work?
Zing Images/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways USDA loans are government-backed mortgages for…
Mortgage Rates Remain Above 6.5% As Inflation Spikes
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates inched up this week,…
Closing Costs When Selling A House
Pekic/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Closing costs are fees and expenses associated…
HELOC Rates Dip, Home Equity Rises To 2026 High
Image: Getty Images; Illustration: Bankrate A mixed week for home equity rates. The $30,000 home…
What Is The 28/36 Rule For Home Affordability?
Jacob Wackerhausen/Getty Images Key takeaways The 28/36 rule is a rule of thumb banks use…
What Is An FHA Loan? Requirements, Rates And More
kate_sept2004/Getty Images: Illustration by Issiah Davis/Bankrate FHA loans are government-backed mortgage loans with more lenient…
What Is A First-Lien HELOC And Who Uses It?
Key takeaways A first-lien HELOC merges a first mortgage with a variable-rate credit line, becoming…
Underwater Mortgage: What To Do
Key takeaways When you owe more on your mortgage than your house is worth, your…
Why your mortgage rate is higher than it should be, and how much it’s costing you
There’s no way around it: Getting a mortgage to buy a home is complex and…
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