Debt Management

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The Pros And Cons Of Debt Relief Programs

Key takeaways The main advantage of debt relief programs is that they take the burden…

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What Is Debt Settlement And How Does It Work?

Key takeaways Debt settlement means negotiating with creditors to pay less than what you owe,…

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What Are Debt Relief Companies And How Do They Work?

Peter Dazeley/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Debt relief typically takes one of…

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Pros And Cons Of Credit Repair — When It Might Be For You

Thomas Barwick/Getty Images Key takeaways Credit repair may offer faster dispute resolution, expert analysis and…

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Going From Two Incomes to One: How to Make a Smooth Transition for Your Household

Preparing For a One-Income Household Preparing for a one-income household means more than just tightening…

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How To Rebuild Your Credit After Filing For Bankruptcy

Key takeaways Bankruptcy will impact your credit for a period of time, limiting your ability…

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Choosing the Best Debt Settlement Company for You

Key takeaways Debt settlement requires you to pay a lump sum to creditors for less…

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How To Safely Pay Off A Debt In Collections

Key takeaways Before paying a debt in collections, verify it’s legitimate and collectible to avoid…

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Facing a Pay Cut or Reduced Income? Here’s What to Do Right Now

Facing a pay cut is scary, but when you know it’s going to happen, how…

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How To Consolidate Debt Without Hurting Your Credit

Rawpixel.com/Shutterstock Key takeaways Debt consolidation may temporarily reduce your credit score, but it will rebound…

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