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Millionaire Early Retirees Probably Shouldn’t Get Healthcare Subsidies

If healthcare in America weren’t so egregiously expensive, more people would retire earlier and live…

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Permission To Live It Up In Retirement Granted: The New 5% SWR

S&One of the key conclusions from doing a deep-dive analysis of my IRA with Empower,…

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The Real Cost of Halloween: What Americans Spend and How to Cut Costs

Halloween has evolved into a major holiday for many Americans, celebrated with enthusiasm and creativity.…

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Empower Free Financial Review: What You Can Expect And Learn

After doing my first free Empower financial professional review back in 2013, I decided to…

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Spending Money to Save Time Is the Best Use of Funds

If time is truly more precious than money, then spending money to buy back your…

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Vacations Just Aren’t As Great Once You Retire Early

On October 8, 2025, we decided to go on a family vacation I was decidedly…

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VA Home Loans: What Veterans Need to Know About Homeownership and Debt Management

Key Takeaways VA loans offer 100% financing, no PMI, and flexible credit requirements. VA appraisals…

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How To Rebuild Your Finances From Nothing Today: What I’d Do

Let’s have a real conversation. If I had to start from zero today, no savings,…

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It Feels Like 1999 Again: Time To Party Without Blacking Out

1999 is back, and I’ve missed it. Ever since then, I’ve been chasing that next…

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The Cost To Prove Your Ethnicity And Heritage: Hawaiian Edition

So you’ve read my post on the growing importance of Identity Diversification and now you’re…

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