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Why Housing Affordability Could Actually Be At An All-Time High
Conventional wisdom says we’re in a housing affordability crisis. With higher mortgage rates and higher…
The State of Debt Among Americans
STUDY SUMMARY The average American consumer debt load is $34,055. Generation X has the most…
Vacations Just Aren’t As Great Once You Retire Early
On October 8, 2025, we decided to go on a family vacation I was decidedly…
VA Home Loans: What Veterans Need to Know About Homeownership and Debt Management
Key Takeaways VA loans offer 100% financing, no PMI, and flexible credit requirements. VA appraisals…
How To Rebuild Your Finances From Nothing Today: What I’d Do
Let’s have a real conversation. If I had to start from zero today, no savings,…
It Feels Like 1999 Again: Time To Party Without Blacking Out
1999 is back, and I’ve missed it. Ever since then, I’ve been chasing that next…
The Cost To Prove Your Ethnicity And Heritage: Hawaiian Edition
So you’ve read my post on the growing importance of Identity Diversification and now you’re…
Debt Relief Options Explained – ACCC Celebrates Financial Planning Month
Key Takeaways          October is Financial Planning Month: a reminder to take charge of your finances,…
The Main Way To Save Your Children From AI Is To Invest In AI
It’s been several months since we returned from Hawaii, and surprisingly, my FOMO about the…
Turn a Government Shutdown Into an Opportunity to Thrive
The government has shut down again, this time mostly over healthcare subsidies. We’ve seen shutdowns…
Identity Diversification May Be As Important As Investment Diversification
As long-time investors, we all understand the importance of diversification when it comes to growing…
The Ideal Length Of Time To Hold A Mortgage Until Paying It Off
Deciding whether to pay off a mortgage early—or how long to keep one—is ultimately a…
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