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A Homebuyers Guide To 3% Down Mortgages

Key takeaways Three percent down mortgages are exactly what they sound like — they require…

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Guide To Fannie Mae’s HomeReady Mortgage Program

KenWiedemann/Getty Images Key takeaways HomeReady mortgages are a type of conventional loan for lower-income borrowers,…

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What Is A Good Credit Utilization Ratio?

Dean Mitchell/E+/Getty Images Key takeaways Your credit utilization ratio is determined by taking the amount…

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How the government shutdown impacts NFIP policies |

Kevin Dietsch / Getty Images Key takeaways The National Flood Insurance Program (NFIP) cannot issue…

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Foreclosures Are Up. Here’s Why Experts Aren’t Worried

If you remember the turmoil of the global financial crisis, hearing that foreclosure activity is…

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7 Reasons Credit Cards Are Declined

Key takeaways If your credit card was declined while you were trying to make a…

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Home Equity Rates This Week Barely Budge

Image by GettyImages; Illustration by Bankrate A split decision for home equity rates in the…

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One Big Number: $648 | The average annual Social Security raise in 2026

Wesley Lapointe/For The Washington Post / Getty Images The average Social Security recipient can expect…

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Fixed-Rate Mortgage Vs. ARM: What’s the Difference?

Key takeaways With a fixed-rate mortgage, the rate literally remains fixed: It carries the same…

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Mortgage Rates Drop To Lowest Level In A Year

Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates edged lower again this…

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