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Lenders Love Fixed-rate HELOCs. Should You?  | Bankrate

Fixed-rate HELOCs are the talk of the town lately among home equity lenders and industry…

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Bump-Up CDs: What They Are And How They Work

Key takeaways A bump-up CD allows you to increase your interest rate one or more…

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Ways to Avoid Monthly Checking Fees

Key takeaways Monthly maintenance fees for non-interest checking accounts average $5.47, costing you over $65…

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How Long Does It Take For A Check To Clear?

Key takeaways Most checks clear within 2 business days, though some banks may hold funds…

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Pros And Cons Of An Adjustable-Rate Mortgage (ARM)

Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways An adjustable-rate mortgage (ARM) is a…

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Rules To Live By When Lending Money To Friends And Family

Most of us have lent money to a friend or family member or paid a…

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Survey: Americans Think Money Is More Taboo To Talk About Than Their Political Or Religious Views

As millions of Americans head home for the holidays, Bankrate’s latest survey finds that there’s…

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A Homebuyers Guide To 3% Down Mortgages

Key takeaways Three percent down mortgages are exactly what they sound like — they require…

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Guide To Fannie Mae’s HomeReady Mortgage Program

KenWiedemann/Getty Images Key takeaways HomeReady mortgages are a type of conventional loan for lower-income borrowers,…

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What Is A Good Credit Utilization Ratio?

Dean Mitchell/E+/Getty Images Key takeaways Your credit utilization ratio is determined by taking the amount…

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