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What Is An Adjustable-Rate Mortgage (ARM)?
Key takeaways Adjustable-rate mortgages (ARMs) come with an interest rate that changes at predetermined intervals,…
Best Rotating Category Credit Cards
Photography by Getty Images; Illustration by Bankrate If you’re a big spender in certain categories,…
What Is A Second-Chance Car Loan?
Key takeaways A second-chance auto loan is an auto loan that caters to borrowers with…
How To Close a Citi Credit Card
10'000 Hours/DigitalVision /Getty Images Key takeaways Closing a Citi credit card is easy, and you…
What To Do If You Can’t Open A Bank Account
Key takeaways Reasons consumers may be turned down for a bank account include suspected fraud,…
An $84 Trillion Wealth Shift Is Underway, And You May Inherit A Piece
The biggest wave of wealth in history is set to pass from baby boomers over…
How to Exchange Coins for Cash Without the Hassle
Key takeaways Banks and credit unions often offer free coin exchange services for customers, while…
What Is Estate Planning? | Bankrate
Key takeaways Estate planning is the process of legally deciding who receives your assets following…
Top Tips For Choosing The Best CD For Your Money
Key takeaways Certificate of deposit (CD) rates are currently above 4 percent APY, offering guaranteed…
Does It Make Sense To Buy An Annuity In Your 40s?
Annuities are often associated with retirees looking for a steady income stream later in life.…
Fannie Mae And Freddie Mac Conservatorship
Key takeaways Mortgages backed by the government-sponsored enterprises Fannie Mae and Freddie Mac are the…
Banks That Have Cut Or Eliminated Overdraft Fees
Key takeaways Overdraft fees average $27 per transaction according to Bankrate’s 2024 checking account survey,…
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