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Top yields will decline, yet they’ll outpace inflation

Images by Getty Images/Illustration by Hunter Newton/Bankrate In 2024, three Federal Reserve rate cuts spurred…

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Credit Card Interest Rate Forecast For 2026

Credit card interest rates resumed dropping in the second half of 2025, closing out the…

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Bankrate’s Interest Rate Forecast For 2026

Everything Americans thought they knew about personal finance was upended when the Federal Reserve started…

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Forecast: Home Equity Rates Drop To Three-Year Lows

Homeowners tapping their equity in 2026 should expect borrowing to get more affordable, with rates…

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CD Interest Rates Forecast For 2026

Returns on certificates of deposit (CDs) saw gradual declines in 2025, before and after three…

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Savings And Money Market Rates Forecast For 2026

Top yields for savings and money market accounts are expected to continue the downward slide…

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Does Your Loan Purpose Matter? Yes — Here’s Why

Hispanolistic/Getty Images Key takeaways The purpose of your loan can impact the amount, terms and…

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5 Types Of Emergency Loans You Can Get In 2025

PBNJ Productions/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Several emergency loan types, including…

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The Pros And Cons Of Private Student Loans

Key takeaways Private student loans may offer higher borrowing limits and potentially lower interest rates…

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Top Banks With 24/7 Customer Support

Key takeaways Many major banks and credit unions offer 24/7 live customer service via phone…

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