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If You Return A Purchase, Can You Keep The Credit Card Rewards?
Key takeaways In most situations, returns on credit cards will cause you to lose any…
North Carolina auto insurance laws
Whether you’re a longtime resident or new to the Tar Heel State, understanding North Carolina’s…
Average Money Market Account Rates for June 2025
Martinns/GettyImages; Illustration by Hunter Newton/Bankrate A money market account is a type of savings deposit…
What Is FICA Tax? What You Should Know About Payroll Taxes
FICA taxes, which are also called payroll taxes, are mandatory for most working Americans and…
Tax Identification Number (TIN): What It Is, How To Find It
Image by GettyImages; illustration by Bankrate  If you receive income or have any taxable activity,…
Can You Afford To Buy A Home? Can Anyone?
There’s no escaping the fact that homes in the U.S. have been getting less and…
What Is A Simple Interest Auto Loan & How Does It Work?
PeopleImages/Getty Images Key takeaways Simple interest is not compounded. Instead, the interest on a simple…
What Is A Mortgage Prepayment Penalty?
Key takeaways A prepayment penalty is a fee designed to discourage borrowers from paying off…
Ally Money Market Account Rates
Logo courtesy of Ally Bank Ally Bank is an online-only bank offering a wide range…
How to “Give Yourself a Raise” When Inflation Cuts Your Pay
Inflation has been stealing from your paycheck, and all signs indicate that’s not going to…
Best Business Cards With No Foreign Transaction Fees
Foreign transaction fees are just one of several annoying travel fees that can be added…
Best Mortgage Refinance Lenders In 2025
You have money questions. Bankrate has answers. Our experts have been helping you master your…
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