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Personal Finance
Here’s What Happens If You Don’t File Your Taxes
Key takeaways Failing to file your taxes can lead to penalties and interest, but only…
Pros And Cons Of A Balance Transfer
Key takeaways A balance transfer credit card can help you pay off your debt faster…
Gross vs. Net Income: What’s The Difference?
Credit: Images by GettyImages; illustration by Jessa Lizama/Bankrate Understanding the difference between gross and net…
Best 5% Cash Back Credit Cards
Alistair Berg/DigitalVision/Getty Images One of the highest rewards rates on the market, you can earn…
Why Do Some Stores Have Credit Card Minimums?
Key takeaways When a merchant accepts credit card payments, it pays an interchange fee charged…
I’m A Credit Cards Editor Who Hates Annual-Fee Cards
This might come as a surprise, but I’m a credit cards editor who avoids cards…
What Is Mortgage Collateral? | Bankrate
David Papazian/Getty Images Key takeaways Collateral is something that backs — or secures — a…
Average Money Market Account Rates for June 2025
Martinns/GettyImages; Illustration by Hunter Newton/Bankrate A money market account is a type of savings deposit…
What Is FICA Tax? What You Should Know About Payroll Taxes
FICA taxes, which are also called payroll taxes, are mandatory for most working Americans and…
Tax Identification Number (TIN): What It Is, How To Find It
Image by GettyImages; illustration by Bankrate  If you receive income or have any taxable activity,…
Can You Afford To Buy A Home? Can Anyone?
There’s no escaping the fact that homes in the U.S. have been getting less and…
Is Your Homeowners Insurance Tax-Deductible?
Homeowners insurance is usually not tax-deductible for personal residences, but you may be able to…
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