Personal Finance

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Bank Statement Loan: What It Is And Who It’s For

Key takeaways A bank statement loan allows you to qualify for a mortgage using bank…

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When Should You Refinance Your Mortgage?

Key takeaways Refinancing your mortgage could make sense for several reasons: lowering your interest rate,…

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Tax Refund Status: How To Track Your Tax Refund

Image by GettyImages; illustration by Bankrate Wondering where your tax refund is? The best way…

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Preferred Vendor Programs Are Common — but Keep an Eye Out for These Red Flags

If you’ve ever filed a home or auto insurance claim, your insurance company may have…

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What Credit Score Do You Need To Buy A House?

FG Trade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Your credit score is one of the…

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What Is Private Mortgage Insurance (PMI)?

irina88w/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Private mortgage insurance (PMI) is an extra fee…

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ETFs Vs. Index Funds: Key Differences And Similarities

Key takeaways Exchange-traded funds (ETFs) and index funds both offer a straightforward way to diversify…

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Roth 401(k) Vs. 401(k): Which One Works Better For You?

Key takeaways 401(k) retirement plans come in two types: traditional and Roth. A traditional…

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Bankrate’s 2025 Emergency Savings Report

Keeping three to six months of expenses in your savings account could be a lifesaver…

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457(b) Retirement Plans: Here’s How They Work

Key takeaways A 457(b) retirement plan is a tax-advantaged way for government employees, and a…

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