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Personal Finance
I’m Skipping Prime Day. Here’s Where I Shop Instead To Save
Propaganda I’m not falling for: Prime Day. Amazon’s annual bonanza is July 8-11, 2025, but…
IRS Says It Will Not Change Withholding Tables Or Form W-2 In 2025, Despite The New Tax Law
If you were hoping for some guidance from the IRS with respect to changing your…
Can You Use A Roth IRA For College Tuition?
Catherine Delahaye/Getty Images Key takeaways Both a Roth IRA and a 529 Plan are valid…
Best Construction Loan Lenders In 2025
Images by Getty Images; Illustration by Hunter Newton/Bankrate A construction loan helps finance the building…
What Is An FHA Adjustable-Rate Mortgage (ARM)?
Key takeaways An FHA adjustable-rate mortgage is an FHA loan with a fixed rate for…
What Is Student Loan Default? Everything You Should Know
Key takeaways Student loan default happens when the borrower does not make payments on their…
What Is Negative Equity And How Does It Happen?
Key takeaways Negative equity occurs when your home’s value sinks below the amount you owe…
FDIC Insurance Limits & How To Insure Excess Deposits
Key takeaways The Federal Deposit Insurance Corporation (FDIC) insures deposits of up to $250,000 per…
Tax Fraud: What It Is And How To Avoid It
Tax fraud comes in a variety of forms, from falsifying documents and orchestrating elaborate tax…
Adjusted Gross Income (AGI): What It Is, Why It Matters
You’re likely to see the phrase “adjusted gross income,” or AGI, when you’re doing your…
How To Choose A Mortgage Lender: 5 Tips
Key takeaways To find a mortgage lender, first take stock of your finances and decide…
Credit Cards That Offer Purchase Protection
Image by GettyImages; Illustration by Bankrate Key takeaways Purchase protection is a special perk that…
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