Personal Finance

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Can You Reinvest Your RMD into a Roth IRA?

Reinvesting a required minimum distribution (RMD) into a Roth IRA isn’t allowed directly, since RMDs…

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What Is An ATM Card?

Key takeaways An ATM card may look like a debit card or credit card, but…

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When Does the RMD Age Go Up to 75 Years Old?

For retirement savers preparing for required minimum distributions (RMDs), recent legislation has brought significant changes…

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Bonus Tax Rate 2025: How Bonuses Are Taxed

Key takeaways When you get a bonus — or other supplemental wages, such as severance…

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Can You Roll Over a 401(k) Into a 403(b) Account?

The IRS does permit rollovers between these 401(k) and 403(b) plans, allowing you to consolidate…

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Why Now Is a Great Time to Prioritize Paying Down Card Debt

Economists say there’s at least a 1-in-3 chance of a recession (36 percent) in the…

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10 Examples of Taxable and Nontaxable Income

Understanding what counts as taxable income and what does not can significantly impact your financial…

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Overdraft Fees Vs. NSF Fees: How They Differ

An overdraft fee may be charged when a bank temporarily covers transactions that would otherwise…

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I’m 65 and Retiring Soon. How Should I Structure My $890k Portfolio?

Do you have a backup plan?This is one of the key questions when it comes…

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What Is Lender-Paid Mortgage Insurance (LPMI)?

Halfpoint Images/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways With lender-paid mortgage insurance (LPMI),…

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