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Personal Finance
We’re in Our 70s With Our Home Paid Off and $350k in IRAs. Can a Nursing Home Take Any of It?
A nursing home cannot unilaterally take your assets or property, even if you are staying…
7 Ways To Give Money As A Gift
Key takeaways Giving money as a gift, whether it’s cash, gift cards or a money…
LGBTQ+ Friendly Banking: How To Find Inclusive Banks That Support The LGBTQ+ Community
Key takeaways LGBTQ+ friendly banking addresses unique financial challenges like name changes, discrimination in lending…
Pros And Cons Of Personal Loans: Should You Get One?
Key takeaways A personal loan can get you cash within days at a fixed rate…
Top 5 Buy Now, Pay Later Apps Of 2025
Key takeaways The best buy now, pay later (BNPL) apps allow you to spread the…
How To Get A $40,000 Personal Loan
Image by Getty Images; Illustration by Bankrate Key takeaways Many lenders offer $40,000 loans, including…
Qualifying For Student Loan Tax Offset Hardship Refund
Photography by Getty Images; Illustration by Bankrate Key takeaways If your federal student loan is…
Life Insurance Retirement Plans (LIRPs)
Key takeaways A life insurance retirement plan (LIRP) uses permanent life insurance to build cash…
$15,000 personal loans: Everything you need to know
MoMo Productions/Getty Images Key takeaways Many financial institutions — including online lenders, banks and credit…
6 Ways The Fed’s Interest Rate Decisions Impact Your Money
Key takeaways The Federal Reserve’s interest-rate decisions have a wide-ranging influence on your personal finances,…
New Massachusetts Insurance Law To Increase Average Minimum Coverage Rates by 36%
ANDREY DENISYUK/Getty Images Key takeaways As of July 1, 2025, the minimum car insurance limits…
How To Find A $35,000 Personal Loan
Key takeaways Borrowers must have a stable income and a good credit score to qualify…
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