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Personal Finance
Refinancing A Home Equity Loan: Why And How To Do It
Kerkez/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Refinancing a home equity loan can lower…
ESOP vs 401(k): Key Differences and How Each Plan Works
An Employee Stock Ownership Plan (ESOP) gives employees an ownership stake in the company. It…
How To See More Bankrate Results In Your Google Searches
PeopleImages/Getty Images Key takeaways You can add trusted sources to your Google preferred publishers list…
Should You Budget for a Mini-Retirement? Pros, Cons and Examples
A mini retirement is a planned, extended break from full-time work that’s taken before traditional…
Judge Dismisses Case Against Employee Retention Credit Provider, Finding No Harm
At the peak of the pandemic, Congress established the Employee Retention Credit (ERC), a program…
Why Direct Lending Is Not In A Bubble
Lawrence Golub, billionaire founder and CEO of private credit firm Golub Capital, emphatically dismissed fears…
These Billionaires Are Stepping Up As Student Loan Cuts Squeeze HBCUs
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill…
The 3 Insurance Myths a Claims Adjuster Wishes Would Go Away
Review your policy so you understand what is and is not covered. Maintain your property…
Mortgage Rates Dip Slightly In Anticipation Of Fed Cut
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates edged a bit lower…
Home Equity Rates Maintain Their Two-Year Low
Image by GettyImages; Illustration by Bankrate Minimal movement in home equity rates in the latest…
State Tax on 401(k) Withdrawals: General Rules and Strategies
While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some…
Does a Roth Conversion Count as an RMD? Retirement Tax Guide
When it comes to managing retirement income, taxes can be one of your biggest –…
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