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Personal Finance
401(k) Rollover vs. IRA Rollover
When you change employers, you may be required to roll over your 401(k) funds from…
Why Does Trump Want Tariffs?
President Donald Trump sees tariffs as a means to reduce trade deficits, encourage domestic manufacturing…
When Does the RMD Age Go Up to 75 Years Old?
For retirement savers preparing for required minimum distributions (RMDs), recent legislation has brought significant changes…
Bonus Tax Rate 2025: How Bonuses Are Taxed
Key takeaways When you get a bonus — or other supplemental wages, such as severance…
Can You Roll Over a 401(k) Into a 403(b) Account?
The IRS does permit rollovers between these 401(k) and 403(b) plans, allowing you to consolidate…
Why Now Is a Great Time to Prioritize Paying Down Card Debt
Economists say there’s at least a 1-in-3 chance of a recession (36 percent) in the…
10 Examples of Taxable and Nontaxable Income
Understanding what counts as taxable income and what does not can significantly impact your financial…
Overdraft Fees Vs. NSF Fees: How They Differ
An overdraft fee may be charged when a bank temporarily covers transactions that would otherwise…
I’m 65 and Retiring Soon. How Should I Structure My $890k Portfolio?
Do you have a backup plan?This is one of the key questions when it comes…
What Is Lender-Paid Mortgage Insurance (LPMI)?
Halfpoint Images/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways With lender-paid mortgage insurance (LPMI),…
What Tax Bracket Does It Make Sense to Start Converting Traditional IRA to a Roth?
Your current tax bracket is an important consideration when evaluating whether to convert a tax-deferred…
Bigger Isn’t Always Better For Today’s Homebuyers
Key takeaways The typical mortgage payment doubled between 2020 and 2024, while today’s new homes…
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