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Personal Finance
We Will Make $360k Combined This Year. Can We Use a Backdoor Roth Strategy to Reduce Our Taxes?
A backdoor Roth can sometimes be a good idea.The government puts income limits on who…
Modified Adjusted Gross Income (MAGI): How To Calculate It
fcafotodigital/GettyImages Modified adjusted gross income, or MAGI, might sound like just more tax jargon, but…
Mortgage Rate Lock: What It Is And When To Lock
Key takeaways A mortgage rate lock keeps your rate from changing for a certain period,…
What Is Student Loan Refinancing?
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Student loan refinancing means taking out…
What You Should Know About Unsecured Auto Loans
Zero Creatives/Getty Images Key takeaways Unsecured auto loans are personal loans with no collateral, which…
High-Yield Savings Rates Today: June 9, 2025
Key takeaways The best high-yield savings account rate has decreased slightly and is now 4.30…
Hidden Homeownership Costs Hit $21,000 A Year In 2025
Key insights The average annual cost of owning and maintaining a single-family home in the U.S is…
How To Get A Debt Consolidation Loan With Bad Credit
Image by GettyImages; Illustration by Bankrate Key takeaways Debt relief companies can carry serious risks,…
What A Low-Interest Personal Loan Is & Where To Get One
Key takeaways Low-interest unsecured personal loans are typically offered to borrowers with excellent credit. These…
How To Get Rid Of Private Mortgage Insurance (PMI)
FG Trade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Federal law requires mortgage lenders to automatically…
How To Get Preapproved For A Mortgage
Key takeaways A mortgage preapproval is a statement of how much money a lender is…
Tax Brackets And Federal Income Tax Rates For 2024-2025
Key takeaways In 2024 and 2025, the federal income tax rates for each of the…
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