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Personal Finance
The Fed Is Likely To Cut Interest Rates Again. Here’s How You Could Feel It
The Federal Reserve is widely expected to cut interest rates again at its October meeting,…
Best Credit Cards For Airport Lounge Access
kelvn/GettyImages; Illustration by Hunter Newton/Bankrate The airport is usually not an enjoyable place to spend…
The Hidden Costs of Living in a Banking Desert
In her half-century on earth, Torry Holmesly has been subjected to neglect, violence, eviction and…
What Is A Roth IRA? How They Work, How To Open One
Dmitrii Marchenko/GettyImages Key takeaways With a Roth IRA, you contribute money without getting an up-front…
Mortgages For Retirees And Older Adults
Vladimir Vladimirov/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Under the Equal Credit Opportunity Act,…
How Credit Card Rewards Became My $3,000 ‘Extra Paycheck’
I’m a big fan of getting money back from purchases I would have made anyway.…
Do Seniors Over 80 Have to Pay Income Tax?
Reaching your 80s doesn’t automatically mean saying goodbye to income taxes. Many retirees live on…
FHA Loan Limits In 2026
MoMo Productions/Getty Images Key takeaways FHA loans are insured by the Federal Housing Administration and…
Are Unemployment Benefits Taxable Income?
The IRS generally treats unemployment compensation as taxable income. If you don’t plan for this,…
Do Roth IRA Gains Get Taxed?
How Roth IRA gains are taxed depends on when and why you withdraw the money.…
How To Choose A Bank: 7 Steps To Take
Key takeaways Start by identifying your primary banking needs: checking, savings, CDs or specialized services.…
New York First-Time Homebuyer Assistance Programs
Andria Patino/Getty Images New York is one of the most expensive states to buy a…
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