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Personal Finance
What States Have a Flat Income Tax?
While the federal government applies a consistent tax system to every citizen, states have tax…
How Much Do You Lose By Retiring at 62? Benchmarks and Examples
How much you can lose by retiring at 62 depends on Social Security, savings growth,…
These Billionaires Are Stepping Up As Student Loan Cuts Squeeze HBCUs
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill…
The 3 Insurance Myths a Claims Adjuster Wishes Would Go Away
Review your policy so you understand what is and is not covered. Maintain your property…
Mortgage Rates Dip Slightly In Anticipation Of Fed Cut
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates edged a bit lower…
Home Equity Rates Maintain Their Two-Year Low
Image by GettyImages; Illustration by Bankrate Minimal movement in home equity rates in the latest…
State Tax on 401(k) Withdrawals: General Rules and Strategies
While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some…
Does a Roth Conversion Count as an RMD? Retirement Tax Guide
When it comes to managing retirement income, taxes can be one of your biggest –…
Tax Credits for Students: Tips and Strategies
Paying for college can feel overwhelming, but smart tax planning can make a real difference.…
How to Retire Early With a 401(k): Rules and Strategies
Retiring early with a 401(k) requires understanding how to access funds before the standard retirement…
Bankrate’s 2025 Jobs & Pay Report
If it feels harder to get ahead right now, that’s because it is. Many Americans…
Can You Change Your 401(k) Contribution at Any Time?
Your 401(k) plays a key role in helping you save for retirement, but life events…
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