Personal Finance

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Are Banks Open Today? Federal Bank Holidays In 2025

Daniel Acker/Bloomberg via Getty Images Key takeaways Most banks are closed on the 11 holidays…

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Should I Use A Personal Loan To Pay For My Child’s Private School?

Key takeaways Personal loans can help you pay for your child’s K-12 private school, but…

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IRA Early Withdrawal Rules and Penalties

When you deposit cash into your retirement account, it enters a new realm of rules…

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We’re 62 Years Old With $950k in IRAs. Is It Too Late to Convert to a Roth IRA?

Fortunately, there’s no age restriction on converting a pre-tax retirement account to a Roth IRA.…

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How To Avoid Lifestyle Inflation — 10 Actionable Tips And Strategies

Lifestyle inflation occurs when your expenses increase as you earn more income. It can start…

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IRS Braces For More Workforce Cuts Once Tax Season Ends

With the 2025 regular tax season deadline just days away, the IRS is already bracing…

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45% of Generation X is not confident about their retirement

As Generation X continues getting closer to retirement, some have less than rosy views about…

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My Bank Closed My Account. What Can I Do About It?

Key takeaways Banks have the right to close accounts for various reasons, including inactivity, low…

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Emergency Loans: Everything You Need To Know

Key takeaways Emergency loans can help cover a wide range of unexpected expenses when you…

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How Long You Have to Keep Tax Documents

Once tax season is over, it’s tempting to contemplate pushing every document into a shredder…

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