Personal Finance

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52% of older Americans carry credit card debt. Here’s how it holds them back

Credit card debt is the worst, and it can be especially burdensome for older people.…

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Are You Losing Money In Your High-Yield Savings Account?

Wong Yu Liang/Getty Images What happens when your high-yield savings account (HYSA) isn’t so high-yielding…

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How To Pay For Home Improvements in 2025

Key takeaways You can use savings, financing or a combination of the two to pay…

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How To Finance The Cost Of A Home Addition

Key takeaways Home additions are time-intensive and pricey, easily hitting six figures. Zoning and local…

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Do Online Banks Offer Financial Security?

Key takeaways Federally insured online banks usually carry the same FDIC insurance as traditional banks.…

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How To Read an Auto Insurance Policy

Photography by Getty Images; Illustration by Bankrate Knowing how to read your auto insurance policy…

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Does Car Insurance Cover Hail Damage?

Mohammad Sowaid / EyeEm/Getty Images Hail season runs from March through September, and with just…

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Sallie Mae: Picture Life After College Before Paying for It

When you (or your kid) attend college, you’re betting that the cost will be worth…

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Passbook Loans: Paying To Borrow Your Own Money

Key takeaways Passbook loans are secured loans that use your savings account balance as collateral.…

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FedNow vs. ACH: How They Differ

Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways FedNow offers instant money transfers 24/7,…

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