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Personal Finance
How an ESOP to IRA Rollover Works
An ESOP (Employee Stock Ownership Plan) is a qualified retirement plan that allows employees to…
Backdoor Roth IRA: What It Is And How To Set One Up
Key takeaways Roth IRAs are powerful retirement tools, but high-earners are not able to contribute…
What Are Construction Loans And How Do They Work?
Key takeaways Construction loans are short-term loans that you can use to build a home.…
What Documents Are Needed To Buy A House?
Image & Illustration by Bankrate Key takeaways Applying for a mortgage and closing on a…
What Is The First-Time Homebuyer Tax Credit?
Image by GettyImages; Illustration by Austin Couregge/Bankrate Key takeaways The first-time homebuyer tax credit no…
What Is the Face Value of Life Insurance?
Image by GettyImages; illustration by Bankrate What is life insurance face value? If you’ve ever…
Dealer Financing: How It Works & Who It’s Best For
Key takeaways With dealer financing, the dealership arranges financing on your behalf, typically through a…
Does Applying For A Credit Card Hurt Your Credit?
Key takeaways Applying for a credit card triggers a hard pull, which dings your credit…
Should You Still Buy A Used EV When The Tax Credit Ends?
Key takeaways The Used Clean Vehicle Credit, which offers a tax credit of up to…
Guide To Getting Your First Credit Card While In College
Key takeaways Before pursuing a student credit card, check your credit score, carefully research cards…
Should I Buy A House Now Or Wait? Is It A Good Time?
Key takeaways The housing market has become more friendly for homebuyers recently, but even so,…
Finding affordable homeowners insurance in a fire zone
Key takeaways Homeowners living in areas with high wildfire risk may have difficulty finding adequate…
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