Personal Finance

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What Is Employer Student Loan Repayment?

Image by Getty Images; Illustration by Bankrate Key takeaways Employer student loan repayment programs can…

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Are Personal Loans Taxable Income? (Nope!)

Key takeaways Since lenders require you to repay a personal loan, they are considered debt…

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What Is A Pay-For-Delete Letter And How Do You Write One?

Image by GettyImages; Illustration by Bankrate Key takeaways Pay-for-delete letters are one possible solution to…

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Secured vs. Unsecured Personal Loans: Key Differences

Key takeaways Secured and unsecured loans can be obtained from a bank, credit union or…

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Do I Have To File Taxes? Here’s Who Must File A Tax Return

Key takeaways If your annual income is less than the standard deduction, you likely aren’t…

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Donation Value Guide: How To Value Goods You Give To Charity

RealPeopleGroup/GettyImages Key takeaways If you donate household items to charity, you may be able to…

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Mortgage Loan Modification: What It Is and How To Get One

Joe Schmelzer/Getty Images Key takeaways A loan modification is a long-term mortgage relief option for…

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What Is A Business Credit Card And How Do They Work?

MoMo Productions / Getty Images Key takeaways A business credit card is designed to support…

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Selecting A Credit Card For Travel In Europe

Jordi Salas/ Moment/ Getty Images Key takeaways You’ll want to choose a credit card that…

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Do I Lose Home Equity After Refinancing?

Key Takeaways Refinancing’s impact your home equity depends on the sort of refinance you do.…

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