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Personal Finance
High-Yield Savings Rates Today: July 14, 2025
Hill Street Studios/Getty Images Key takeaways Tariff uncertainty may delay Federal Reserve rate cuts, as…
Can I Cash Out My 401(k) While Still Employed?
While some retirement plans allow in-service withdrawals, most discourage early access with penalties, taxes and…
No-Closing-Cost Refinance: Is It Right For You?
Roman_Makedonsky/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways A no-closing-cost refinance means you won’t pay…
Best Credit Cards For International Travel
Marco Bottigelli/Getty Images Traveling internationally can be an exciting and rewarding experience, but comes with…
Early Withdrawal Penalties for Annuities and Exceptions
Because annuities are designed to provide long-term income, accessing funds too early can trigger an…
Pension vs. 403(b): Pros and Cons for Each
Pensions and 403(b) plans represent two distinct ways to save for retirement, each with its…
4 Ways To Use Annuities In Your Estate Plan
When you think about estate planning, wills, trusts and life insurance usually top the list.…
I’m 63 With $1.35 Million in My IRA and a $2,200 Social Security Check. What’s My Retirement Budget?
By your 60s, most of your retirement foundation is already in place. While you may…
HELOC rates drop to lowest level since March, as Fed cuts rates for the first time in 2025
Image by GettyImages; Illustration by Bankrate A split decision for home equity rates, as the…
Fed Delivers Rate Cut, And Mortgage Rates Fall
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with…
How To Save On Auto Loans Despite High Fed Rate
Key takeaways The Federal Open Market Committee (FOMC) sets the benchmark rate, which impacts the…
How the Federal Reserve Impacts Savings Account Interest Rates
When the Federal Reserve changes interest rates, consumers feel the ripple effects in all sorts…
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