Personal Finance

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How You Feel About Debt Depends On Income And Credit

Image by GettyImages; Illustration by Bankrate It’s well-documented that we live in a world of…

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Self-Employed? Your Next Estimated Tax Payment Is Due Soon

If you’re self-employed or earn certain types of income, there’s a good chance you’ll need…

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Marginal vs. Effective Tax Rate: What’s The Difference?

Key takeaways Your taxable income is separated into tax brackets, each with its own tax…

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Secured Vs. Unsecured Debt Consolidation Loan

rbazon/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Debt consolidation loans combine two or more separate…

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Requirements For Student Loan Refinancing

Photography by Getty Images; Illustration by Bankrate Key takeaways In order to qualify to refinance…

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How To Improve Your Credit Score For A Mortgage

Key takeaways The minimum credit score required for a conventional loan is 620, while other…

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How To Calculate Student Loan Interest

Refinance your private student loans or consolidate your federal loans into a new loan with…

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What Is Marketplace Lending? Pros And Cons

Key takeaways Marketplace lending can ease the loan shopping experience for consumers by allowing them…

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Banks that refinance student loans

Photography by Getty Images; Illustration by Bankrate Key takeaways A few banks are still offering…

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How to Open a Credit File for a New Business

Key takeaways Key takeaways Having a business credit file can open the doors to many…

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