Personal Finance

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Capital Gains on Primary Residence: Rules and Examples

Selling your home is one of the biggest financial transactions you’ll ever make. While many…

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Why Do High-Yield Savings Account Rates Fluctuate?

SDI Productions/Getty Images Your savings account has a variable interest rate, so your bank can…

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She wants a “cut-and-dried rule” for refinancing |

Illustration by Clay Laucella/Bankrate First-time homebuyer Ryan Katherine, 30 years old, bought a Salt Lake…

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Gen X can’t retire on time as inflation outpaces wages, survey finds

For the generation that should be in its "peak savings years," the prospect of retiring…

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What Is A Debt-To-Income Ratio For A Mortgage?

PC Photography/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Your debt-to-income (DTI) ratio represents the…

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The Sun Belt Slowdown: How A $10,000 Disagreement Cost One Seller $16,000

“They pissed away $16,000 trying to make $10,000,” says Douglas Rill, a Century 21 real…

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Nearly 2.7M Homeowners Could Save With A Refinance

Mortgage rates have ticked downward in April, despite the Iran War, a decline that gives…

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Five money mistakes Americans make in their 30s and 40s: expert

Americans are facing mounting financial pressure, but even small changes to everyday habits could make…

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Many still believe three myths about home ownership

Many Americans believe the dream of homeownership is out of reach, but a Bankrate survey…

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Here’s what happens when you dispute a credit card charge

You have 60 days from your credit card statement date to dispute a charge. After…

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