Personal Finance

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What Is A 3/1 Adjustable-Rate Mortgage (ARM)?

Paul Hamilton/Getty Images Key takeaways A 3/1 ARM is a type of adjustable-rate mortgage that…

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What You Should Know About 0% APR Car Deals

Key takeaways The application process for traditional and no-interest car loans is nearly identical, but…

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What Is the RMD for a 401(K) If You Still Work?

Retirement accounts like 401(k)s come with specific rules. One of the most important, required minimum…

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How To Fill Out SBA Form 413 For Your Small Business

Key takeaways Completing SBA Form 413 is a required step for most SBA loans. The…

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This one mindset shift helped me make it easier to save money

“Focus on facts, not emotions.”  I wrote that once, but I’ve come to realize that…

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First-time Car Buyer Programs: How They Work & How To Apply

Key takeaways First-time car buyer programs offer flexible qualification requirements and other incentives to make…

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Survey: ‘Out of control,’ ‘Pay employees better’ and other things Americans say about tipping

If there’s one thing Americans can agree on, it’s confusion about tipping. While tipping is…

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Bank Of America Unlimited Cash vs. Bank Of America Customized Cash Rewards

Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a number of…

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Is It Safe To Add A Credit Card To My Digital Wallet

Key takeaways A digital wallet serves as an extra-secure means of storing credit cards and…

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Retirement account balances dip in Q1 2025 as savings rates hit record high

Retirement account balances dipped in the first quarter due to stock market turbulence. Still, people…

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