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Personal Finance
What Is A Statement Credit?
Key takeaways A statement credit is money that a card issuer applies to your account…
I’m A Credit Cards Editor Who Hates Annual-Fee Cards
This might come as a surprise, but I’m a credit cards editor who avoids cards…
HELOCs Retreat, Home Equity Loans Rise A Bit
Image by GettyImages; Illustration by Bankrate After rising for the last few weeks, the average…
BNPL payment plans require careful budgeting to avoid costly fees, expert says
Using "buy now, pay later" (BNPL) has become increasingly common in recent years as people…
Flat Tax: What It Is, How It Works And Why It Matters
When you think of tax rates, your mind may jump to the progressive income tax…
What It Is, How It Works And Who Pays It
You won’t see the term “OASDI tax” mentioned as frequently as the many other types…
Petal 1 vs. Discover it Secured
Hispanolistic/Getty Images Key takeaways Both the Discover it® Secured Credit Card and the Petal® 1…
What Are Hilton Honors Points Worth?
Key takeaways According to recent valuations from Bankrate, Hilton Honors points are worth approximately 0.6…
Can You Reinvest Your RMD into a Roth IRA?
Reinvesting a required minimum distribution (RMD) into a Roth IRA isn’t allowed directly, since RMDs…
When Does the RMD Age Go Up to 75 Years Old?
For retirement savers preparing for required minimum distributions (RMDs), recent legislation has brought significant changes…
Bonus Tax Rate 2025: How Bonuses Are Taxed
Key takeaways When you get a bonus — or other supplemental wages, such as severance…
