Personal Finance

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When Can You Retire If You Were Born in 1959?

If you were born in May 1959, you are turning 66 in 2025. This puts…

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A coffee shop run by a bank can be… good?

This page was originally published in late 2024 and reflects the author’s experiences and financial…

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Tax-Exempt Interest Income Examples

Certain investments, such as municipal bonds, can generate interest that is exempt from federal, and…

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Can 401(k) Participants Also Make SEP IRA Contributions?

Many people who contribute to a 401(k) wonder if they can also make SEP IRA…

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Step-Up CDs: What They Are And How They Work

Key Takeaways Step-up CDs feature predetermined rate increases that automatically boost your APY at scheduled…

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What Are Pre-Tax Benefits and Deductions?

When evaluating a job offer, salary isn’t the only factor to consider. Pre-tax benefits can…

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5 Strategies to Convert Retirement Assets Into Income

Saving for retirement is only half the battle. Once you leave the workforce, you’ll need…

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Top personal finance New Year’s resolutions for 2025

The elevated inflation in recent years continued to wreak havoc on many Americans' wallets in…

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Types Of Private Student Loans & How To Choose

Key takeaways Private student loans are designed to cover educational expenses and are available through…

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6 Tax Benefits of Having a Child: Credits and More

The IRS offers a number of tax benefits that support families. These opportunities can help…

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