Personal Finance

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How Fed Moves Impact HELOCs, Home Equity Loans

Image by Chorna Olena/Getty Images; Illustration by Austin Courregé/Bankrate The Federal Reserve’s interest rate decisions…

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How I Earn Credit Card Rewards Without Paying Interest

This piece was originally published in early 2023 and reflects the author’s financial decisions during…

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Guide To Cards For Bad Credit

Key takeaways If you have a FICO score below 580 or a VantageScore credit score…

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What To Know About Second Home Refinancing

Key takeaways Borrowers may refinance second homes and investment properties to get a lower interest…

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No-Closing-Cost Refinance: Is It Right For You?

Roman_Makedonsky/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways A no-closing-cost refinance means you won’t pay…

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Best Credit Cards For International Travel

Marco Bottigelli/Getty Images Traveling internationally can be an exciting and rewarding experience, but comes with…

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Early Withdrawal Penalties for Annuities and Exceptions

Because annuities are designed to provide long-term income, accessing funds too early can trigger an…

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Pension vs. 403(b): Pros and Cons for Each

Pensions and 403(b) plans represent two distinct ways to save for retirement, each with its…

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4 Ways To Use Annuities In Your Estate Plan

When you think about estate planning, wills, trusts and life insurance usually top the list.…

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I’m 63 With $1.35 Million in My IRA and a $2,200 Social Security Check. What’s My Retirement Budget?

By your 60s, most of your retirement foundation is already in place. While you may…

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