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Personal Finance
What Is An Assumable Mortgage?
kate_sept2004/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways When you assume a mortgage, you take over…
When Should You Remove Yourself As An Authorized User?
Key takeaways Becoming an authorized user on a credit card helps you build your credit,…
Keeping Cars Longer May Be Raising Average Insurance Costs
Image by Getty Images; Illustration by Bankrate According to the Bureau of Transportation Statistics, passenger…
Capital One Venture X Authorized User Perks
Key takeaways The Capital One Venture X Rewards Credit Card grants authorized users an impressive…
Mortgage Interest Deduction: How It Works
Key takeaways The mortgage interest tax deduction allows you to deduct interest paid on up…
7 Top Crypto ETFs: The Best Funds For Investing In Bitcoin, Ethereum And More
Bitcoin has hit a number of all-time highs in 2025, and the Trump administration is…
Gross vs. Net Income: What’s The Difference?
Credit: Images by GettyImages; illustration by Jessa Lizama/Bankrate Understanding the difference between gross and net…
Best 5% Cash Back Credit Cards
Alistair Berg/DigitalVision/Getty Images One of the highest rewards rates on the market, you can earn…
Why Do Some Stores Have Credit Card Minimums?
Key takeaways When a merchant accepts credit card payments, it pays an interchange fee charged…
I’m A Credit Cards Editor Who Hates Annual-Fee Cards
This might come as a surprise, but I’m a credit cards editor who avoids cards…
What Is Mortgage Collateral? | Bankrate
David Papazian/Getty Images Key takeaways Collateral is something that backs — or secures — a…
Average Money Market Account Rates for June 2025
Martinns/GettyImages; Illustration by Hunter Newton/Bankrate A money market account is a type of savings deposit…
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