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Personal Finance
Section 83(b) Election for Stock Options: Deadline, Examples
An 83(b) election lets individuals who receive restricted stock or stock options pay taxes on…
What Is A Second-Chance Car Loan?
Key takeaways A second-chance auto loan is an auto loan that caters to borrowers with…
What Is A Down Payment? How Does It Work?
Wasan Tita/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways A down payment is the portion…
Things I Wish I’d Known About Money In My 20s
For the first half of my 20s, I thought about money in the same way…
Chase Freedom Rise vs. Discover it Student Chrome
Key takeaways Both the Chase Freedom Rise® and the Discover it® Student Chrome are strong…
Premium Travel Cards Are Leaving Average Consumers Behind
Here’s something credit card experts know but you might not: it’s getting much tougher for…
Home Equity Rates Tumble One Week After Fed Cut
Image by GettyImages; Illustration by Bankrate A sharp pullback in home equity rates, one week…
How To Get Out Of An Annuity: 4 Options To Get Your Money Back
Key takeaways You can cancel an annuity at no cost during the “free-look” period, but…
I’m 67 With $680k in My 401(k). Should I Convert to a Roth IRA to Avoid RMDs?
If you need retirement funds for living expenses now, paying taxes on a Roth conversion…
Americans pay $575 per month in hidden car ownership costs
If it feels like your car is eating more of your paycheck than ever, you’re…
Mega Backdoor Roth vs. Backdoor Roth: Benefits and Limits
High earners often weigh the mega backdoor Roth against the backdoor Roth to expand tax-free…
How Much Do You Lose By Retiring at 62? Benchmarks and Examples
How much you can lose by retiring at 62 depends on Social Security, savings growth,…
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